![]() ![]() This template is made up of two sheets, one for your budget breakdown and the second is your dashboard. Now that you’ve made a list of your goals and started tracking your expenses, you can begin creating your actual budget using a personal budget template.īegin by downloading the personal budget template, and inputting your income, savings goals, and expense amounts for the first month. Getting Started With a Personal Budget Template in Excel This comprehensive budgeting template contains main categories, such as. Be sure to have monthly check-ins on your budget and don’t hesitate to update it as your circumstances change. One good option to consider is the Microsoft Excel personal monthly budget spreadsheet. Additionally, just because you create a budget one month, doesn’t mean your expenses and goals will be the same for the next. Using a personal budget template is helpful to get your budget started, though you can always personalize your budget to match your specific needs. Of course, you may decide to change the amount you budget for each item, but this will at least provide a baseline to go off of. ![]() Review your bank statements for the last three to four months to get an idea of your spending. The feel is very clean, organized, and as straightforward as they come. EveryDollar easily has one of the best user experiences around with budgeting. To make accurate estimates of how much you should allocate to each expense within your personal budget, you will need a sense of how much you are currently spending in each area. EveryDollar (Paid App) EveryDollar allows you to create your first budget in less than 10 minutes and easily track your spending throughout the month. Your long-term goals could take many years to accomplish, with examples of long-term goals including saving for your child’s education or your own retirement. Short-term goals should only take a year to accomplish and would include items like paying off a credit card. Determine why each goal is a priority, how you plan to achieve them, and the timeframe in which you would like to accomplish them. Take some time to make a list of your short and long-term goals. To get started, you want to consider the following steps to help you establish your personal budget: Taking control of your finances with a personal budget template will help you make headway on these goals. Getting started with the Smartsheet APIĬreating a personal budget is not only important for your financial well-being and peace-of-mind, but also for your short and long-term goals.ENGAGE Smartsheet ENGAGE brings together our global customers, experts, and partners to share their experiences, ideas, and best practices.Smartsheet events Your hub for Smartsheet events, webinars, Q&As, and user groups.Partners Learn about the Smartsheet partner program and access our partner directory.Community Explore user-generated content and stay updated on our latest product features.Help and Learning A comprehensive knowledge base, including articles, tutorials, videos, and other resources that cover a range of topics related to using Smartsheet.Content Center Articles and guides about project management, collaboration, automation, and other topics to help you make the most of the Smartsheet platform.Most also work with Google Docs and Open Office. ![]() Note: All Practical Spreadsheets work with Microsoft Excel. If this spreadsheet does not meet your needs, consider aĬlick here to download our FREE Monthly Household Budget Spreadsheet Or see where you’re overspending so you can cut down on your expenses. You may need to adjust some budget expenses up or down based on results. Use this for the first 3-6 months to make sure your budget is accurate and doable. Choose "Open" to immediately open the template for editing, or choose "Save" to save the template to a location on your computer. The Monthly Budget tracker allows you to see how well you’re sticking to your budget. This will reserve 10% of your salary for things such as savings or unexpected expenses.Ĭlick on the below image or link to download the spreadsheet. But with this template, you will better manage your spending. When creating your budget, try to keep your total expenses less than 90% of your salary. When your household is full of people, it can be a bit complicated to track expenses. Once you have your budget created, you can also use the spreadsheet to compare your actual income and expenses to your budget.Ĭreating a budget is an excellent way to reduce debt, analyze expenses, or plan for future purchases. The spreadsheet separates common expenses into fixed and variable. This FREE Monthly Household Budget Spreadsheet will help you create your own, personal budget. ![]()
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